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Prepaid Debit Card - Guaranteed Approval
The difference between a credit card and prepaid debit card is that with a credit card you are borrowing the money to pay back later, while with a prepaid debit card you are subtracting your own money being held at the financial institution.
Most people realize that it's almost impossible to get by without a credit card of some sort. Yet, there are millions of American families that have no bank account and no credit card. They often pay their bills either in cash or by money orders. For these people, a prepaid debit card may be the answer.
A prepaid debit card looks just like a regular credit card and normally carries a credit card logo such as Visa or MasterCard. Retailers accept these just like any other card. The difference is at the time you use the card, it is instantaneously deducted from your funds on deposit with the your bank.
Advantages of a prepaid debit card are that it's safer than carrying cash, it is accepted throughout the world where the credit card logo is displayed, and you can use it to pay bills by phone or online. You can also keep track of your funds for free on the internet. Prepaid debit card offers can include rewards programs and overdraft safety.
Obtaining a prepaid debit card is easier than applying for a credit card, especially with an easy online application. The approval is guaranteed as there is no credit check and no employment is required. After applying for a prepaid debit card, you can receive your card in as little as three days.
There will be billions of dollars spent this year using prepaid plastic, including gift cards and renewable debit cards. To those who don?t want to worry about owing money or paying a bill, and still others who have less than perfect credit, a prepaid debit card may be the ideal choice.
Bradley Carson is the webmaster and editor of Apply Online For a Credit Card at http://www.cards-king.com. See our recommended list of the latest Prepaid Debit Cards at http://www.cards-king.com/categories/debit_credit_cards
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MiCash Announces Prepaid Debit Card with Unique Remittance Capability
A newly launched reloadable prepaid debit card is giving non-banking consumers many of the same freedoms bank customers currently enjoy, plus the added convenience of card-to-cash remittance. MiCash's reloadable prepaid debit card, can be used for electronic purchases, paying bills, ATM cash withdrawals and to transfer money internationally - no bank account required.
Prepaid Debit Cards Vs. Secured Credit Cards
We get quite a bit of email asking about the differences between these two categories of credit cards so I decided to write a short article to explain the basics of each category. Each of these cards will require funds to be deposited in advance before using them, so what?s the difference? The truth is there are some distinct differences that may work better for people from different walks of life. I have listed these differences below.
Smart Reasons to Have A Prepaid Debit Card
A prepaid debit card is a card that is not tied in typically tied in with a bank account. Instead of linking to your account, you obtain the card and deposit money to use later on. Kind of like a bank account on the go, you can replenish the card when it gets low and start using it again right away. The safety, security, and affordability of this type of card are obvious. Let?s take a look at some other benefits related to using a prepaid debit card.
American Express Offers Free Gas Card and Car Rental Discounts with Gift Card Purchase : Buy Three American Express Gift Cards and Receive a Prepaid
Shoppers can stretch gift-giving budgets further this holiday season. In a nationwide promotion, American Express is offering shoppers a prepaid Gas Card worth $15 and up to 25% off Avis Rent A Car rentals when they purchase three American Express® Gift Cards of any value at participating retailers, shopping centers, AAA Clubs, banks and American Express Travel Services offices through December 31, 2008.
Prepaid Health Care Cards Gain Consumer Support: Survey Finds Consumers Want Prepaid Health Care Cards to Reduce
Hassles, Paperwork a
A recent survey about paying for health care found that a new tool is improving the process of health care spending and reimbursement. The survey, commissioned by the Network Branded Prepaid Card Association (NBPCA) and conducted by Kupersmit Research, found that consumers with prepaid health care cards, as part of their flexible spending account (FSA), were far more satisfied with being able to easily and efficiently pay for eligible health care expenses.(a) Eighty-one percent of respondents who have a prepaid health care card are extremely or very satisfied with their FSA versus 66% of FSA users without a prepaid health care card. The NBPCA is a non-profit, inter-industry trade association created in 2005 to advance the success of network...
Prepaid Debit Cards For A Tough Economy
The concept of prepaid cards is not a new idea in itself. It has existed in one form or another for a number of years through gift cards and phone cards. Applying the concept to a Visa or MasterCard has brought about opportunities that can benefit many people.
2Checkout.com Pays Suppliers Using Prepaid Debit MasterCard(R) Card Through Payoneer: Partnership Lets Suppliers Worldwide Access Their Earnings Fas
2Checkout.com (www.2checkout.com), a provider of global e-commerce solutions to tens of thousands of business customers around the world, announced that it has partnered with Payoneer(TM) Inc. (www.payoneer.com) to provide its suppliers with the option of receiving their usual weekly payments via a prepaid MasterCard(R) card, instead of a paper check or wire transfer. Operated by Payoneer, 2Checkout.com branded cards are good at any ATM, store or online site that accepts MasterCard worldwide. Cards allow suppliers faster, easier access to their funds while cutting th...
Calling Cards and Prepaid Phone Cards To Help You Save Money
You can now save quite a bit of money on your long distance calling simply by using prepaid phone cards. It wasn't too many years ago that making a call overseas or even to an old friend in a neighboring state would be very expensive and even prohibitive.
Two Things You Need To Know About Prepaid Debit Cards
According to the September 2004 issue of the Nilson Report, around $588 billion dollars worth of debit cards were bought in the United States in 2003. By 2008 that volume is expected to grow to $1.
Auto Dealers Use Prepaid Gas Cards and Gas Station Credit Cards to Entice Buyers
With gasoline prices in the United States surging ahead at a breakneck pace, buyers who once embraced big oversized trucks and sport utility vehicles (SUVs) are turning away from gas-guzzlers, a move that?s putting the squeeze on both automakers and auto dealers
None have been hit harder than Chrysler, which relies on trucks and SUV?s for 70 percent of its sales
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